FREE MONTHLY UPDATE · STANDWATCH
THE NUMBER
The 30-year fixed mortgage average (Freddie Mac PMMS via FRED) moved to 6.55%, up from 6.49% the week before (as of July 16, 2026). If you have a Rate Watch set, your target math already uses the new number.
CHECKED AT THE SOURCE THIS MONTH
Apple: the Veterans and Military Store lists a 10% discount, checked at Apple's official page in July 2026. Hilton: our page now covers the whole family: Hampton Inn, DoubleTree, and Embassy Suites rates. Best Buy: the straight answer is no standing military discount, by the company's own statement, and we say so.
GUIDE UPDATE
The VA Refinance Guide now opens with short answers on IRRRL closing costs, the "no closing cost" refinance, and the 36-month recoupment protection (updated July 18, 2026).
WORTH YOUR CALENDAR
Recently separated? VGLI's no-health-questions window runs 240 days from separation; after that, health questions apply and the door narrows. The Life Insurance Guide walks through it.
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